Inheritance Tax Planning Insights from the NTM Team

At NTM Financial Services, we believe good financial planning is about more than numbers and paperwork. It’s about people, families, and making sure the plans you put in place today continue to support the people you care about in the future. That’s why ongoing learning and professional development are such an important part of what we do.

Recently, members of the NTM team attended the Threesixty Services conference focused on trusts and inheritance tax planning, a valuable opportunity to step away from the day-to-day, strengthen our knowledge, and stay fully up to date with current legislation, industry developments, and best practice.

Inheritance Tax

Inheritance Tax (IHT) is now affecting more families than ever before. With rising property values and frozen tax thresholds, many people are finding that their estate could become liable for tax without realising it. As a result, understanding the options available around estate planning, gifting, and trusts has become increasingly important.

HMRC Guidelines

Recent figures from HM Revenue & Customs have stated that inheritance tax receipts have continued to rise year-on-year as more estates fall within taxable thresholds. According to their own guidelines, 'inheritance tax may apply when an estate exceeds certain thresholds, with rules around gifting, property, trusts, and allowances all potentially affecting how much tax may ultimately be due'. You can read the latest HMRC guidance here: Inheritance Tax thresholds, rules and allowances

Practical Support

Events like this help ensure we continue bringing current, practical insight back to our clients. It allows us to stay informed on the latest changes and considerations surrounding inheritance tax planning, while continuing to deliver advice that is personal, clear, and tailored to individual circumstances. Trust planning can form an important part of wider inheritance tax planning, helping some families manage how assets are passed onto future generations. However, trusts and tax planning can be complex, and what may be suitable for one person may not be right for another. That’s why professional advice and ongoing reviews are so important.

The NTM Commitment

At NTM, we’re committed to continually learning, improving, and investing in our expertise so we can continue supporting our clients with confidence and care.

If you’d like to discuss protecting your wealth, planning for future generations, or understanding more about inheritance tax, you can learn more here in the

services section of the website: Estate & Legacy Planning